IOU Financial Reviews

Great service. Very accommodating. I will use them again and also recommend.

Easy to work with and no hidden items.

Simple and quick!

Would help for them to be more upfront about what paperwork is needed, and how long the process will actually take.

IOU was very professional and timely. I would recommend them to anyone.

No problems, only solutions and professional assistance, John Moore, M.D.

Service with a smile and it was very easy to do closing.

I called IOU Financial on a Monday morning and by Friday afternoon I had the money in my account!!

i recomended the company that you cant trust thanks

awesome people to work with, very kind and professional. Have done 6 loans with IOU ......best rates, fastest turnaround in the industry.

Excellent Service and Tremendous Company

I am very happy with your customer service

Iou Central has given us three different loans and each time has provided us with excellent service. Approval process and the money transfers into our bank account was done all within one day.

Matt Hancock was diligent and professional in all aspects of my request. He promised to 'beat' the other offers I received from other Lenders, and he delivered!! I would highly recommend IOU Financial for any business short term capital needs. True professionals.

QUICK & EASY. IKE WAS AWESOME. WOULD USE AGAIN FOR SURE!!!

EXCELLENT, VERY ACCOMMODATING CUSTOMER SERVICE. ALMOST EFFORTLESS!

I love the automated approval process.

Smooth and efficient. Process was very easy.

Easy to work with no fuss and very friendly!!

Very polite and great personality! Fast and easy questionnaire!!

Not perfect but, the smoothest that I have seen

This is my first loan with IOU. The overall process was very straight forward and relatively painless

We are in Hawaii and program been great! Help pay for taxes twice. The daily withdrawals are conveniate. No monthly payments to watch. Plus we get follow up emails when we qualify to get more again. Aloha IOUCENTRAL for your investing dollar to help us here in Hawaii!

Sheri made it a pleasure to go through the entire phone process. She is wonderful. And also Phil has went above and beyond what we ever expected and are extremely pleased with our whole experience

3rd time getting a loan. Easy process, quick response.

They where very honest and well timed at the things I needed!

You all run circles around your competitors. From start to finish, the process was efficient and hassle free. I’m looking forward to a lasting business relationship.

fair experience but they kept asking for more and more documents

With The IOU central working capital loan I was able to double my sales because I had working capital readily available when I need it. One of the best business decisions I have made! I'm half way through my term and I'm very happy with the outcome. Sincerely, Aurelio

We have had multiple experiences with IOU Financial and have been completely satisfied with the professionalism of the Client service Representative, the Customer Service Department, and the Marketing Coordinator. The closing was effortless, the underwriting was timeless, and the turn around was right on time. Thank you IOU for being there when we needed you.

The staff was extremely helpful and clearly knew their product line. The staff assisted me every strep of the way. I felt that my reps Ebony and Jenn were close associates of mine... they made me feel like I had a personal relationship with them and they genuinely cared about my companies success. They exuded the professionalism and quality that is lacking in certain service industries today. Well done IOU!!

Everything went well with our transaction.

The people were pleasant enough to work with, but it took an additional 8 days to get the funding than they said it would. We had a remodel project we wanted to get started and was delayed a week. Just a little frustrating.

I would highly recommend dealing with IOU Financial. The entire process is a breeze.

Do not be afraid to do buisness with this company. I as worried at first,but gave Max the opportunity to finance my company. It has been a great experience and I will be back to do more business soon!

Secure and fast funding,i recommend everyone iou

FUNDS WERE RECEIVED WITHIN DAYS OF THE ORIGINAL APPROVAL

Since this is not my first time acquiring funds from IOU I really don't understand why this final validation has to be done over the companies phone. First the quality of connection was terrible which meant multiple times of asking to repeat the question. Now the problem is this, I'm on a telephone for a long period of time and missed over 12 calls to the company that could very well have been 12 missed sales - unacceptable! Two there is no need to reestablish that the company exists. I work from home 4 out of 7 days. Having to make a special trip to Fort Wayne (16 miles one-way) was unnecessary since I'm a return customer. If you can't change these procedures, I am more likely to look else where to obtain further cash advances. Like you, my time is very busy with business items and spending time to drive, spend undue time on the phone due to poor communication links, and loss of income are totally unacceptable terms.

This is a great option for newer small businesses. The funds we received helped us through a period where all of our invoices were going over 90 days!!! The staff was very professional and made sure we understood all the terms of our loan. The process was simple, everything was done electronically, and we had our funds the same day as closing!

After a number of refusals, for a creditline increase, by my bank of 20+ years, I looked for an alternative. IOU was a completely new way to obtain working capital. The process was straight forward, smooth and remarkably fast. I am now on my third short term loan and each time this cash infusion made a big difference for my business.

Quick, Respectful, Upfront everything in writing.

Thank you for your assistance

Easy to deal with the people who are very friendly and courteous. Fast approval and quick funding.

Great to work with, fast approvals

This company was easy to work with, they funded us quickly and we got a fantastic rate!

I found the transaction to be very straight forward and simple.

Competitive rates, easy to work with

Trustworthy Transparent Thorough Courteous Friendly professional

Service very good and fast, Thsnk you !

Very organized, structured, and customer service oriented. Will definitely call on them if the need arises again!!!

Great service and friendly . Very fast to get you funded.

Very proffesional, staff w/ prompt simple funding. Will definitely recommend to others. Thank You!!

Great customer service and knowledgeable staff! Do business with IOU, you wont be disappointed.

Nice services!

very easy to work with and no problems.

The Renewal was easy. Great people to work with.

Step by step, upfront and straight forward. I would recommend them highly.

The process was straight forward. No reservations about using them again.

Always a pleasure working with Sandra Sacra, its been a few years and approx. 4 loans i have done with this Company. A +

Quick and easy process. Less than 24 hours from start to finish

fast and easy! best rates all around.

Best customer service ever from sherry

Great service, fast response, would highly recommend IOU's services

FAST HONEST SERVICE! THANK YOU FOR HELPING US GROW OUR PORSCHE STORE!! RLNEAL JR.

They did what they said they would do in the time frame they said it would take. There were no surprises or unexpected costs.

They are very good gives good explanation on the whole process

Nice job very quick

Great communication and quick funding!

I am happy to be with IOU because they have always done what they said they will do. Very friendly and willing to help you even if you make a mistake. They are prompt and dont waste a minute to reply your call. Good Job IOU.

Fast and Dependable. Looks out for the average Joe The Plumbers!!

This company was recommended by another resource and they provided exceptional service. I appreciate both representatives and their willingness to assist me with my continued efforts to provide care to my patients. Thank you for your professionalism and fairness.

Though the process of obtaining a loan was simple and direct, the cost is too high, in terms of interest rates among what should be considered reliable risk businesses. These rates would discourage me of seeking any additional funding, however, overall remarks with respect to all other issues are most favorable. But, if you want to retain good paying customers, lower your interset rates in half, at least to those with excellent repayment records or you will lose them. I wouldn't hesitate in borrowing more if those rates were lowered, but not presently.

Very fast and easy process, as long as you have all your documentation they request no problem and your funded quickly.

I am very happy with the process. I was very sceptical at first but now that the funds are going into my account in record time I would recommend IOU to anyone who needs immediate funds.

Not honest not straight forward And definitely not fair company

Excellent Experience

I AM REALLY HAPPY WITH THE HELP PROVIDE TO MY COMPANY

Outstanding service. This loan is my 3rd with IOU and they are always professional and efficient. Their on-line process is simple and fast.

This is my first experience with IOU Financial. The gentlemen was straight forward and still conversational. Not a bad experience, just a bit on the pushy side. It may be because he was working late and needed to hurry.

IOU was pleasant to work with.

Your people were absolutely professional and the systems were the most user friendly.

I received a call from you to renew my loan, and I told you that the amount I had in mind was 20.000, and the lady Jennifer next day called me send me papers and I got funded 10.000, when I called back I spoke with someone the name Sandra and she told me that they had to pay the other loan and what was left was the 9.500, or similar amount,this is something that should be addressed because was not what I was expecting and I could have it done the way I wanted with another company that I cancelled because of you, not very happy...

My first experience with IOU Central was 3 years ago. Fair rates, transparent agreement and knowledgeable team members. This fall I was ready for funding, Patrick did what he promised on initial call earlier in the summer. Patrick followed up with care and put my needs first. Within 5 days we were funding the transaction. Thank you IOU for your fair and simple service.

Bottom line They do exactly what they say they will do. Things are done in a timely manner.

As a small business owner of several ventures I have had many interactions with small business funding and advance companies; the process that I underwent with IOU was both frustrating and time-consuming. There were many issues within there departement. It seemed that they was a lack of communication between underwriting, their sales team and possibly their third party involved. To that, I keep getting emails regarding an application that appears to be for a different (and better offer) than I requested - not more than 24 hours after being funded. Most irking was the constant issue in creating a profile, trying to register my account for funding and then going through so many hoops to get funding it almost had me at the point of walking away. I completely understand the need to keep an eye on fraud potential, but some of the requirements were above an beyond what seemed necessary. All in all the folks were nice - but the process was trying.

four stars is sufficient

This is the first loan I have ever had....it was a little scary and I was a bit sceptical about the procedure of the transaction.....but when it came down to it, it was amazing! My loan adviser/consultant answered every question in words one could truly understand, was funny, friendly and just knew it all! Fantastic !

Great folks to do business with ! Fast approval & funding. Simple application process,

This process for me was very easy. My representative Merri was very helpful and very thorough in her explanation of everything.

Always very nice and polite to talk to, explain what was going one and what was needed, great company

IOU were very transparent in their dealings. Everything was clear the entire cost of money was explained in detail. Best of all was the efficient turn around to get funds wired in 2 day.

I was seeking financial help from other than a standard bank. IOU financial was brought to me from a broker. Thank goodness I ended up with IOU financial my representative Peter was nothing but kind courteous knowledgeable giving all explanations clear and concise they were great and help me in a quick manner I recommend IOU financial anyone who needs financial help.

Even though I was confused about the time frame for the loan deposit, they were extremely polite and through with the explanation. Easy to use site, easy to manage and understand, I really think it is one of the best options available.

Very very Helpful and great service!

I was a little disappointing when the terms were changed, but the staff I was working with moved and change to most acceptable terms. I am happy with what they did at the end... smooth closing and am looking forward to doing more business in the future. Thank you Camino

I have worked with a few companies in the past and my experience with IOU Financial was very quick and painless. The whole process took 4 days in total from filling out the application to money in my account. Now I will have the flexibility to purchase more inventory for the holiday season and hire extra help. Thank you so much for your great service!! I will highly recommend you to others.

It would be thrilling to get the Same deal with lower fee and rate. But I understand.

I received a loan in less than 5 business days. There were no issues and very professional. I will use them again if needed.

Excellent service !! What a great team of people.

the service was great but then you sold my companies name to the world as a hot prospect - meaning that daily i am consumed with 7-9 solicitation phone calls for people trying to loan money - I have clients all over the country and I have to answer the phone - if I would have known that IOU was going to do this then I would have thought hard about the loan. 3 months have gone by and its just as crazy as it has been. If i could make any suggestion, I would ask that you respect your business owners - respect enough to know they are business owners and just dont have time to weed through garbage calls over and over. The money was great - the terms were ok -