Merchant Cash and Capital Reviews

very friendly, made the process as smooth as possible

Ucc fee was way overpriced and wasn't really mentioned until after settlement, overall good transaction.

Merchant Cash and Capital were a wonderful organization to deal with - Very efficient and fast service!!

The experience was painless, unlike going to a bank and being "tarred and feathered, tortured and humiliated... They truly do want your business to succeed. Our Representative was amazing (Dave Cannata), there is a 3 hour time difference and it didn't matter he always kept me up with what was going on and if I had any questions he was there day or night!......the process was FAST! This was the extra help we needed...gave me hope that the American dream still does exist!

I am satisfied with Merchant Cash and Capital. I only have two issues. I never received an endorsed copy of the agreement signed by Merchant Cash and Capital. The second thing is that $40,000 was deposited in my checking account but the loan and paperwork was for $40,300. Your response is appreciated. Regards, Kenneth Moore

This is the first time I have ever used a service liked this and I am very cautious. But I was impressed by the honesty and straight forwardness. No sales pitch No pressure. I felt very comfortable in making a decision to do this and would again with this company. Special Thanks to Daniel O. Everything was explained in basic straight talk. I understood all said and would recommend to others.

Worked with me thoroughly to get me the financial help I needed quickly--

I have had two Merchant Cash advances from Merchant Cash and Capital and have been satisfied each time. The first time I was a little hesitant, but they made me feel comfortable and everything was handled efficiently which made me feel comfortable with my decision. This was a great decision for me and the growth of my business and would highly recommend them to anyone.

Caitlyn is awesome to work with , she went the extra mile to help me.

Everything Worked out great and as planned

Pleasure working with the staff at merchant cash and capital. Especially Matt , who made my first experience very easy.

Timely in responding and effective in following up. A successful transaction for all involved. Thank you!

They do not tell you they charge a second fee to process the loan of $400.00 it is in the contract so read it

Second funding from MCC, Everything went smoothly

I am looking for loan for couple months I seen add on my face book. I pass on. Like impossible that quick.. I promice u get ur money before u get ur mail. If u have ur paper in line asap. Belive.. it's a magic...... thanku guys we appericate that

fast and keep the words....

Fast and reliable. I highly reccomend using this company. I will again

I have worked with Justin Anderson, Frank Mikos and Nicholas Sillaro of Merchant Cash and Capital for STI funding. All of them handled the process from beginning to end very timely and professionally. Funding was done very fast in both occasion (within 2 days) from the start of the process. I will highly recommend anyone seeking for funding from Merchant Cash and Capital. B. Behera Systems Technology International, Inc.

i was so impressed that Merchant Cash and Capital was willing to help me develop my business to the next stage. My bank had denied my request but Merchant Cash heard my cries and approved my application within days and it did not take long for them to deposit the money in my account.

In the business world of today it is nice to see people do what they say they with do. Jared and the whole team do exactly that. They do it fast and in a professional manner. I would not even consider doing business with anyone else. Great Job !!

Worst customer service ever. When requesting a payoff letter, they took an eternity to send it, just because they don´t want to release you from MCC, they receive the payment for the balance but they want to ignore you as long as possible to hurt you and continue to take the money out of the daily payment until they decide. They want to monopolize the market just for them

The process was very fast and simple. Everyone I dealt with were friendly and helpful.

UPDATE!- My refund was prompt and all monies were put back. It appears to be a glitch in their systems. Hopefully they will correct that going forward so others don't experience that. Other than that little road bump the experience was fantastic. Would recommend them to other small businesses needing funding. Update!- I was expecting them to know when to stop charging us. Apparently they didn't and kept charging even after their own records showed that we were paid. Now they show that we have a credit. It's Christmas time and we budgeted every dollar as tight as possible to pay bills and have a great holiday but they are throwing us off. We now are expecting a refund and praying they stop drafting my account! Great funding when we needed it. Quick repayment!

If you're gonna do it, then these are the folks to do it with

Excellent company to work with that has very sufficient customer support. I will absolutely recommend this to all of my friends and family and continue working with this company for all of our financial needs. Thank you, Snezhana Bogatin

This company has been so beneficial to me and my business. Not once but twice!! No hassle and fast service. It's hard to find a company that's willing to go out of their way to help you. I've tried many companies and this one is the absolute best one. Thanks Karla!!

I had a funding deal with the competition, and minutes away from the actual funding taking place, Merchant Cap came through paying the existing balance I had with Merchant Cap plus the amount I was looking for and was awaiting to be funded by the other company saving me $10,000 plus. Now I definitely have a TRUSTED relationship with Merchant Capital. Way to go...

Very professional and will answer questions until you feel comfortable

I am working with this company since 4 moth ago ,on my opinion they are the most trustable company to work with ,and I like to work with them in the future ,and I will recommend them to my friend too.

I appreciate the care and professionalism given to us. Quick and simple and straight forward. Help when I needed it.

we have been happy and your company gave me a % i could live with

Helpful good people

We have been dealing with mcc specifically Ryan Bressler for over 5 years ,we own 2 auto body shops grossing close to 3 mil a year once in a while we get caught in that accounts receivable snafu and mcc always pulls through. QUICK AND EASY MONEY IN MY ACCOUNT IN 24 HOURS SCOTT

I decided to trust in a Company I did not know to help save my Company and today I know I made the right decision. If I had to do it again I would! Banks are against small business's. They won't loan you a dime they would rather see 13 employees out of jobs and families losing their homes!

Very simply, I needed some working capital for my business. The process was extremely easy and every one from merchant capital was very helpful. Not to say...I was funded within a week!! I will be using them again!!

I have worked with other direct lenders in the past; and my experience with Merchant Cash and Capital, has been seemless. They handled all of the heavy lifting; and I received my funds in just, a few days! The representatives that I dealt with, were prompt, professional and knowledgeable. I would give them my highest recommendation without equivocation.

danielle ,the sales manager was helpful and friendly, she guided me and helped me in the direction that was best for me,she is truly amazing, dan the underwriter has worked with me in all phases of the funding, he checked up on me and answered all my questions and needs, i look forward to having a great relationship wit your company and its because of the great team that you have in these two, thank you,chas restaurant looks forward to many more yrs with a great company

Company is always there when you need them. When my business is in need I depend on Merchant Cash and Capital to get me thru.

They made the process very simple and easy to understand. Definitely recommending to people I know.

They were great right up until we decided we didn't need them... Then after that our rep. through the whole process was so incredibly rude... It made me regret ever calling them in the first place.

This is my second time using this company. They are up front and no hassle. They made a clear and fair offer and transferred the funds. No hassle and no surprises. Great company and great folks to work with.

We were at our wits end trying to source finance for business improvement. Banks & credit card companies did not help! We contacted many funding companies. Among them 'Merchant Cash & Capital' was outstanding. They responded promptly, followed it up well, minimum documentation and most importantly, the cash was deposited in our account within the 4 business days! In fact we delayed the process by not providing the basic documents on time. Yes the refund amount is higher, but who would lend the funds without collateral. I will certainly use them again and have no hesitation in recommending them.

Ralph was great and helped me get the loan I needed and made it quick and painless .Thanks!

Process is a slow un-personal ordeal until you get funded and then once you do it smooth and simple. These are great people to deal with but just takes time. Will truly be a huge shot in the arm for our business and plan on doing a lot more business in the future. I would definitely recommend them to anyone.

I have been working with Merchant Cash for almost a year and found them to be very helpful. The percentage rate is high, but they are funding a risk and I would probably be hesitant also. If you need cash and have a couple of days to get all the 'stuff' to them, then I would say...go for it and give them a call.

The process was simple, my representative went above & beyond to work with me & make me comfortable with the entire process & to make this work for my company. I am truly grateful for their assistance

Im glad I received the capital from your company and I appreciate u guys. I will gladly recommend you to my friends. Thanks

Loved working with Merchant Cash & Capital. They made everything easy and efficient and allowed us to expand our business. Thank you.

great service and the team

I was completely satisfied how promtly your company approved my loan within 24 i recieved my funds . Thank you

Here are my 5 star comments on this fantastic rep... If you need working capital and you need a fast professional company, I would tell you do not look any further. THIS WAS THE SIMPLEST PROCESS EVER. I will be able to grow my business and continue to provide the services promised because of the simple funding that was made available to me. I would advise you ask for JOHN if you want "the real deal" He wont waste your time. He is quick on the keyboard with documents needed to get you a fast easy loan processed with options that accomodate your payment schedule. THANK YOU SO MUCH for the helping my company keep moving. JOHN IS YOUR MAN!!! Just get him the docs he needs and its done. TNC, Christin

This is my first time doing business with MCC and the process was thorough and painless. Each person I dealt with along the way was professional and courteous. I received honest answers to my questions, was presented clear alternatives and received follow up calls as promised. I strongly would recommend MCC to the small business community. Thank you MCC for your assistance.

I WOULD LIKE TO TELL YOU HOW HAPPY I HAVE BEEN WITH THE RESULTS I HAVE RECEIVED FROM MERCHANT CASH AND CAPITAL. I AM JUST TICKLED PINK WITH THEM. THEY RECEIVED MY PAPER WORK AND WORKED OUT ALL THE NUMBERS AND WITHIN 2 WEEKS WE WERE APPROVED AND HAVE BEEN SATISFIED. YOU DON'T HAVE TO WORRY ABOUT US GOING ANYWHERE ELSE. THE GENTLEMAN I TALKED TO ON THE PHONE HAS BECOME MORE OR LESS A GOOD FRIEND AND I HAVE NEVER EVEN MET HIM. HIS KINDNESS AND FRIENDLINESS IS JUST GREAT.

These guys helped me to quickly organize all of the information that they needed to process my application, and once they had it, quickly made a decision on what they could offer me. They seemed genuinely concerned about how much money I needed and what kind of payment structure I could handle. And, most importantly, no endless, time-wasting meetings with your local bank to bare your soul and financials so that some mid-level manager could decide a month later to turn you down. Top notch! I will work with them again.

Hey, I needed working capital and that's what I got. High interest, quick funding and very, very fast start to payback. Was told it would be 5 days and it was the day after funding. Interesting and nothing I could do about it. I agreed to the terms.

Merchant Cash is a very easy company to work with, The customer service rep was extremely nice and straight forward. The documentation requirements were easy to provide and the process from approving to funding only took a couple of days.

Thank you for all your support and great service.

The process was easy...and I was willing to sign a personal guarantee so rate applied to transaction albeit it high was acceptable because it provided our company with tremendous ROI on the new business.

The MC team was thorough, fast to respond, and had great communication! Thank you!

Merchant Cash and Capital was very easy to work with . Hassle free way to get a much needed working capital!!

My experience was good. Timing was good and treatment from company was good. I would use them again.

At this point, I'd recommend this company. Professional, Fast Service.

The prompt and thorough service we received from this company was perfect . We truely appreciated to hard work from David & Justin. Thank you for the much needed help for K M Miles Trucking

This is our second time using this company and we have no complaints! The funding went smoothly and quickly. We had a recent experience with another company calling us and when we told them we were already working with Merchant Cash & Capital they insisted on working up a quote to try to beat them. When we still went with Merchant Cash & Capital, the other company called 3 times in one day to badger us and then sent us a nasty email! It just proves that we chose correctly.

They are upfront and honest. The term we discussed were not changed as the process moved forward. I appreciate doing business with a company that has integrity.

truly great experience with m.c.c.

I am so grateful and thankful for the fast and immediate response to my request. I am so glad there are businesses out there that really do put the customers needs first. I would recommend your service to all of my business associates.

The process was super smooth and their customer service was TOP NOTCH.

Dear Andrew, I look forward to working with you in the future as we start our advertising campaign & keep increasing our bottom line. You are a gentleman & have never disappointed me with any part of our business relationship. Best Wishes, Judy Angove os Freedom Pest Control Services,Inc. Thank You.

I think your service has enabled me to grow as a small business. I would recommend it to anyone. Alex and merchants are easy to do with. Process is very quick and you don't have to take out a bank loan. I have used them twice now and will be using them again at the end of the month or may.

Share your honest experience, and help others make better choices.

QUICK APPROVAL AND GREAT TO WORK WITH!

Alex Galan was true to his word and Daniel Oppenheim was very informative. Thanks

Great customer service, Jon Baum, my loan officer. All they need are the bank statements and a couple items to prove the identity of the business and i got funded within 3 business days. I will highly recommend them to any person.

Nick Sillaro assisted me quickly with obtaining funding when others would not. He was great and returned emails and calls promptly. Great Job!

This Is the First time our small business has used any kind of loan. Merchant Cash and Capital were very easy to work with and explained everything very well. Our over all experience was great.

They are understandable and helpful company I'm very happy with there service.

They took extra $300 without notice

This is our 4th advance with Merchant Cash and Capital and are very pleased with the outcome. They have always maintained their professionalism and do not hassle you with numerous calls a day - every day. If you want a merchant advance company that will work with you, choose them. You will be happy you did!

Very Excellent Service. Very understanding and helpful