MyPayDayLoan.com Reviews

Never had any problems when I needed an extension. People very friendly and helpful

Very nice people and efficient as well.

Extremely high interest rates I'm paying, yet I know there are newer laws on other countries or external state companies to PA residents. Want to make sure this company is not doing something illegal. Usually cannot pay it all back in 1 paycheck so have to span 2 checks and there is additional fee.

Very easy to work with. No hassles at all.

The interest is a little high

I like how my payday loan is always there when we need some extra cash. The reason I am doing 4 stars is the apr that is higher then other payday loan companies. Other then that they're dependable when in need.

There when needed great service

Awesome company got approved and received my loan in no time!!! Will borrow from them again forsure!

There when I needed it the most

It’s the most expensive payday loan service I have used. This will be the last time I use my payday loan.com

I wish I honestly didn’t have to pay every time I get paid and that it was once a month and if I paid my premium on first payment that I would only have to pay that one time!! This loan was to help me and I’m worse off l!!

Easy to work with, good customer service

The customer service was very helpful and was able to answer all of my questions. I also like that I can submit a payment over the phone.

They were fast, professional and courteous!

This company is a complete scam! Please take heed to this review as some sound advice to steer clear of applying with Mypaydayloan.com. I called customer service one day before I decided to apply to get a bit of information that was not readily available online. When I called into customer service, my call was routed to a rep named Edward who stated he was in Costa Rica. While speaking with Edward, I experienced a very unpleasant tone, he was short with me, and had a rude abrasive telephone demeanor. Although Edward was rude, I continued with my inquiries as I was still interested in applying for a loan. After the telephone conversation with rep Edward, I did not immediately apply for the loan as I wanted to ponder on it for a day or two before I would decide to apply. The next morning I decided to apply, I input all of my personal information, which may I add it was all correct, legit info. I have been at my job, residence, and banking institution for about 3 years so my application was solid, or so I thought. After finishing completing my application, I clicked apply and immediately received a confirmation # but no other information. I checked my email and hadn't received anything there either. Perplexed by what just happened with my application, I put in another phone call to customer service. Lo and behold, who do I get on the phone again two days in a row, Edward! Just a quick note: for a company to have such an online presence, how is it that there is only one telephone rep answering all the calls? Seems suspicious as hell! So I proceed to speak with rude Edward for the second time to discuss my application. Edward tells me my application was automatically denied, again I am perplexed as to why! Edward tells me the reason my application was denied was because it did not meet the general requirements. So I inquire with Edward what are the general requirements, which at first Edward did not have an answer for me. So I asked again, what are the general requirements? Edward begins to tell me it's your checking account, address, etc... All of the things that I already knew were correct. At this point, I'm done and do not even want to do business with a company with such unprofessional rude customer service reps representing them. I'm also feeling like I just got scammed big time, as now this company has every bit of my personal information! I still have yet to receive an email from this company showing that I even applied, which is also extremely suspicious. So as I'm finishing up my telephone conversation with Edward, I'm asking what will happen with my information now that I will not be doing business with Mypaydayloan.com? Edward tells me my information will be stored "for a very long time"! Now why would my information be stored as my application was not even approved? I ask Edward if my information can be destroyed and then Edward hangs up in my face. I know this is a very long review, but this is an extremely candid review warning anybody who is even considering this company, DO NOT! ITS A SCAM! I will be filing a police report, a CFPB complaint, and informing my bank of this fraudulent company should anything happen with my bank account. Also, in the event, my personal information is misused, I will know that Mypaydayloan.com is the culprit! So please, please, please, everyone read this review and take heed to this warning! Do not be a victim like I was! STAY AWAY FROM MYPAYDAYLOAN.COM

Quick and easy. Repayment is a breeze.

I would never use them again. I couldn't believe how I was only paying the interest on my loan and none of that went toward the loan it's self. I would have paid it off long ago. So they made big bucks on just me. I'm scared to think how many people did the same thing as I did. Find someone else if you need to Barrow money. This isn't it.

Paid off on time and when I needed a new loan they declined me and refused to tell me and would also not send a letter saying why. All the guy on the phone would say is you don't meet criteria now. He was a complete and total jacka$$ on the phone. The representative called and found the problem and fixed it immediately. They were very nice about it and I am thankful they read my review and contacted me!

Great customer service. Always answer the phone and my questions! Excellent service!

Quick and easy application . They’re there when you needed the money .

There was no hassle to getting loan.

Fast service. Very friendly customer service

The fee is too much

Great Customer Service!!!!

They were there for me when I needed cash fast.

It was easy to get the loan and fast

Mypaydayloan is great. They offer quick cash for those in a money crunch. All of their fees are explained up front. The money arrives quickly and their personnel are friendly and nonjudgmental.

Fast, easy & anonymous.

Very quick simple, prompt payday loan process. No hassles, waiting, or miscommunications.

They gave me a last minute option when I was in a tough spot when not many others would!

Great service, no hassle, would recommend.

Your company was quick to respond and issue the funds. Your website is easy to use. I will recommend mypaydayloan to my friends.

They were up front, honest and their rates match many other lending services up there.

was a decent experience

Interest rate kills you pay it all at once or else you'll pay double what you got in the initial loan. Won't be using them again.

Because I am paying $180 every two weeks just to keep the loan open and not have collections against me. It’s wrong because none of the $180 goes towards the $600 loan. I was in a bad spot and I need some money. So I borrowed the money. Now I’m just waiting until I have $600 pay the whole damn loan off. It’s terrible. My payday loans is not a good deal. And I would never recommend it to anybody.

received great service ... got money immediately thank you.

I applied at day loan and a man from Usspeedcash.com called me and gave me a list of sites to go to. Within minutes Mypaydayloan called me. I spoke with Harry who said I was approved for $3000. Mind you, I only applied for $1000. He verified my information and told me about a one-time processing fee of $183. Other cash Advance companies would check that my balance was positive so I thought nothing of the $183 that they requested. Fortunately, I had to call them back. But I received 4 more calls from them with different agents which had me a little leery. When I did call back 2 hours later, Harry was gone and I spoke with Mark ** who told me that a bank that was giving me money could not accept credit or debit cards. ONLY the paper Green Dot card. Which I thought was fishy. I told him to give me a few minutes to make the transaction and then I Googled the consumer complaints. Thank you for sharing those who were burned before by them. You saved me a great deal of money I don't have.

They are very honest! Great customer service, too!

there when I needed a little help

They are always helpful and very useful in my time of need. Thank you!

Minimum payments don’t reduce the amount of you’re loan. You still own same amount after payment which is total bs.

I was having serious problems coming up with the funds for an out of nowhere emergency expense... After a seemingly endless search, I finally got the feedback I had been looking for and the funds for the expense. It was a real weight lifted thanks to Mypaydayloan.com

The convenience of extending the loan helped me get through some tough times

Money came when i really needed it. I really like that there are payment options unlike most other payday loans.

I was able to get a loan quickly and easily. Thank, Mypaydayloan!

I love how you can choose the amount you want to pay.

I have been a customer for quite some time now and mypaydayloan hasn’t let me down. It is quick and easy to get a payday loan and I like that I don’t have to remember the payback date because it is automatically deducted from my checking acct. Also, when making a loan funds are available usually the next day. I get offers from other companies, but when I need a loan I always go back to my payday loan. The people here are always very helpful and friendly.

I was running low on funds and had a tire blowout and tow job that cost me 250 dollars that I didn't have. I then searched online for a loan. I was called back after about 10 minutes with, Congrats you have been approved for a loan. I was then asked how much I wanted and I said 4,000 dollars. The pleasant lady that was on the phone was named Jessica. She said there was no problem for that amount and could I handle about 293 a month at 10% for 15 months and could I handle that.

I said I could and she said great but it requires 3 things. A valid drivers license, a cell phone and the ability to send cash for 5 minutes by western union and that would cover insurance for the loan that once issued, I would get the loan plus the insurance money. And I said I could. I arrived at the western union place and called her up and she said would need to send 335 dollars plus 28 dollars for the transaction fee to Brittany ** in Winston Salem, NC and in about 5 minutes, I would get the details for my loan.

I waited about 10 minutes and called Jessica back and she said I didn't put my official middle name on the form and would need to send more money. I said I want my loan and she assured me it would go through this time and don't put a middle name or initial just my first and last name. Only this time she wanted 492 dollars plus the fees. I said I only have 417 and she said that it would be okay plus the 40 dollar fee. So I agreed, because I really needed the money and so this time sent a total of 457 dollars to a Naomi **, but this time to Boca raton, Fl. Then Jessica called after 5 minutes and said it was successful and the loan manager Craig would call in 5 minutes with the details. He did and this is really where the straw broke the donkeys back.

He verified my info and said that now we needed it to be made legal since I lived in Ohio. There was the matter of taxes on the loan. WHAT!!!!! He said for my inconvenience, it would be 5400 dollars now and they would pay their share of the taxes of 1800 dollars and I would need to pay 600 dollars to have my funds released from the bank. I responded with, you took all my money. I don't have 600. If I did, I wouldn't need a loan and I want my loan and my insurance fees back now.

Craig said I would then go to jail for not paying the non existent taxes and he would report me to the IRS. I then hung up and went home. I then called Jessica back and said what happened with the loan and what is this crap about the taxes and said she knew about it but I said didn't know and I want either my loan or my money back. She then parroted the crap about after I paid the 600 I would get my loan. She said she couldn't do anything, so I said I want my money back and she said it will take 24 days but I doubt I will ever see the money.

I took a payday loan with this company and ended up way in over my head. I found a consolidation company, Payday Freedom, that is trying to work with Mypaydayloan for payment arrangements to fit my budget.

The whole process was super easy and extremely fast!! I got my money the same day as I applied!!

Great experience overall. Highly recommended

Too high dollar

Horrible company will rob you blind in fees

Easy to use and flexible payment options

Application was straight forward and easy. The whole process was completed in less then an hour.

Customer support was awesome, they helped with everything. I needed and I also got my payment in on time. Thany you.

The service was very friendly and prompt every time I call I get fast friendly service

Ii have received very nice service every time I have had to contact customer service.

I applied for a loan on the internet and I started getting calls from a company who told me I was pre-approved for a loan. All I had to do was send them 264.00 dollars. Once I sent the money they claimed they never got it and now I am out of my money. Do not do business with them. This company is committing fraud.

Process went smooth the first time, since then they have been great to work with.

Easy to work with. Courteous staff.

Easy fast approval and money deposited to my checking account. Great service.

I would of had a better interest rate through a loan shark. Absolutely criminal

Very reliable and quick in your bank account the same day

I have had nothing but fantastic service from all the staff! They are a great company to work with!!

Very easy and helped me when I really needed it. Highly recommend!

Easy n good service

Fast loan, good customer service when I called, I don’t like that you can’t see your actual balance left online and when I made the minimum payment, it said next payment is the rest of the balance but, then the next date only the minimum again was taken out not the balance. This has now happened 3 times but, I can’t get it to change!!

They say they will work with you to pay the loan off and that someone will contact you about the arrangements that have been approved for you. Well guess what I am still waiting to here from them. So I guess they don't work with you.

I was satisfied with the company

It’s not a bad loan to get if you’re in a tight spot and absolutely need money. However, it is really difficult to pay off when you are trying to catch back up financially.

Great service, and understanding

My paydayloan would be 5 stars but I am giving them 3 because their interest rates are so high.

Very satisfied with the service I have received. Good company to deal with and pleasant people.

Very easy to use. I appreciate the reminder emails.

You need to have a monthly payment offer for those who only have a monthly income especially since your payback interest rates are high. The practice of making a payment within a month and then every two weeks after until the loan is paid in full is not good business.

Interest rates too high for CA had to contact Financial protection bureau in CA to explain loan amounts had been made in full

i will definitely reapply for another payday loan i thought the interest were going to be higher

Nice... customer service... good óption.. to pay... great.. experience....

On Friday everything was submitted said I was approved for $800.00. I signed everything, But I got nothing.

Quick, easy loan application, speedy funding deposits! Highly recommended.

Great costumer service !

A very simple process

The workers are very friendly, and have the answer to all the questions. I will use this service again!

Thank You JESUS CHRIST

I applied for a payday advance loan and received a call from "Marvin" stating I was approved for a loan for $3000, all I had to do was load $190 Green Dot MoneyPak for verification of funds. Foolishly I did it. I called back after and spoke to "Jennifer" who told me she transferred the money and that I now had to call the bank manager for the funds to be released. When I called "Calvin" told me I would have to now pay a $350 wire transfer fee also loaded on a Green Dot MoneyPak. He assured me I would not have to pay anything else after this and that the $540 would also be reimbursed to me along with the $3000 and would be deposited into my account within five minutes.

Ten minutes and zero money deposited later, I called "Calvin" back and he told me that I now had to purchase insurance on the loan in the form of a $460 Green Dot MoneyPak. Once again I got his guarantee that this would be the last of the money I would have to pay. Foolishly I went along with it. When I called them back the senior bank manager "Jack **" said the loan was transferred but the state of New Jersey put a hold on it until I paid $1100 in taxes on it. $600 would be paid by the loan company and I would have to come up with the other $500. I was sworn to that this was the final phase of the loan process and that as soon as I had the $500 put onto yet another Green Dot MoneyPak I would receive my loan of $4033 within five minutes. Against my better judgment I complied.

As soon as they took the $500 from the MoneyPak they got back on the phone telling me the state of NJ did not accept the $600 from the loan company because they were not based in New Jersey and that I would now have to come up with it. I flipped out. I told them I wanted to cancel the entire transaction and get my money back but they said I would have to pay a $550 cancellation fee. This is when I decided this had to be a scam and filed a police report. I wish I could give them negative stars!!!

They provided me with the money I needed right away. My only concern was the payment schedule since I get paid once a month, not twice.

I wasn't told that if I paid the minimum that money is never put towards the principal amount.

really wished they had month payments instead of every 2 weeks....i only get paid once a month be easier to pay once a month then every 2 weeks.

The interest rate is a robbery . I’m paying 500 bucks for 300 however because of unforeseen circumstances I was unable to get a payment I was owed and things needed to be paid . In a pinch this place works . If you are unable to pay it back in one lump sum it will be worse so mark my words don’t borrow if you can’t pay it back all at once .

Easy to use site and fast response

process quick, fast service .

Very easy to apply,

Great staff. Loan was approved and the money was deposited in my account promptly and without any delays

Great people willing to work with you. Interest is high when trying rebuild your credit.

Very easy to work with. Received answets to questions and money deposited promptly.

Very fast easy service

Excellent company and friendly knowledgeable staff.

Easy to deal with. Prompt service