TransformCredit Reviews

I would state that transform Credit is a convenient organization to make transaction with. Though their formalities to go through to acquire a loan is long, it would be said that, the place is safer and more convenient.

Easy, fast, and simple. Great spot for quick loan

I am pleased with TransformCredit. The only reason that I am giving them a 4 is because of the excessive wait times for someone to answer the phone. 15 to 30 minutes. Also, the communication can improve. If the client is missing a document or it isn't correct, why not CALL them to speed up the process? I think my loan took an additional day because somehow my uploaded voided check was missed in the document portal. Everyone was extremely courteous and professional. I would recommend TransformCredit.

They always answer any questions I have . They are very polite. I just wish you could sign in to your account to track it ,other then that there great.

This was the easiest process I have been through when trying to get a loan.I was able to get the money I needed with my guarantor. Would definitely recommend to anyone looking for a loan that doesn't have perfect credit. Thanks TransformCredit!!!

NEVER received my deposit it’s been 3 days they claim they submitted my loan on Thursday meaning I should have got it Friday tomorrow is Monday and my guarantors bank says they see nothing in pending rotation to hit the account tomorrow. They also txt you from numbers that you can’t call back a little weird. So I’ve never received my deposit and they have all my information.

I really appreciate it

This is by far the easiest loan to get when you don't have the greatest credit history. No gimmicks and customer service was excellent! I would recommend them to anyone!

it's a fair if not good place to get a loan not much hassle people are nice on phone Tim adams

Just the sensitive information requested like your passcode and Id. Otherwise the process was easy and good to work with.

I applied for a loan I am waiting on them to opening up

Great experience, needed help an they came through

Great experience I would recommend this co

Transform Credit's customer service was top notch. Friendly, courteous and knowledgeable representatives. The overall loan application and approval process was fast and easy. I will definitely recommend Transform Credit. It sounds too good to be true BUT it's not!!! Fortunately, Transform Credit is just an excellent company providing an excellent service with ease!!!

TC and Jalista are so professionally and they explained everything to me and my mother in a nice way. I recommend this loan company to anybody looking for money to make debts, vacation, or car repairs.

Thank you to Transform Credit. I was almost desperate and when no one else wpuld come through Transform Credit did. Not only did they helpbut the customer service was impeccable, very polite Ns extremely helpful. Thank you Transform Credit.

The process was quick. They explained everything very clearly, and very friendly. I would recommend them to anyone

The best loan program out there today.

the length of processing time is lengthy.

Good Credit rebuild

So easy and never giving me the run around.

The process was fast, the follow up service was professional. The only problem is that the money is deposited into the guarantor account. I feel if I'm the true borrower and I'm responsible for the payback, the money should go into the borrower account. Otherwise, the rates are reasonable for an unsecured loans.

Me and my guarantor's essential information and agreement was established On monday. Funds were to be sent between one to three business days but that wasn't even told to us until Wednesday. It's now Friday and I had to call (again) to see why the funds weren't deposited. They had a banking error on their end so i have to again wait 2 to three business days. Very unorganized. Very inconsiderate. This company has to do better with follow through and giving correct and TIMELY information.

Why have a cosigner and you put the check in cosigner accout i dont like it if i ask for a loan then its should be to me.you guys ask for to much stuff from the borrow and the cosigner . when i pay this back i want do this again nor send anyone to do it.

I just applied for a loan and read their reviews and most of the customers say it took them a long time to get the money deposit in the bank. Some said they were told that they were approved then you all came back and said they were not. I have read some bad reviews. Is all these reviews true?

Wonderful experience. Everyone was so kind and helpful

Excellent service friendly staff and fast approval. Couldn’t ask for better

I am totally Satisfied with Transform credit. My loans officer JT was very professional and the professionalism and turn around time on my loan was awesome. I am already in the process of recommending all my friends and family members to Tranform credit. Awesome company indeed. Thanks JT, thanks Transform Credit I give you guys the 5 stars rating you all deserve. Thanks again. Peter McDonald, a totally Satisfied customer.

Transform credit is a great loan program. It helps you get what you need when you need it.

Great service, and people to work with in your time of need!!!

Great experience super fast and easy approval.

Good service quick response

Everyone seems to want to help and they did. Not sure when I will get money, but it just went through last night so I don't expect it until Monday. Thank you . Would recommend to anyone.

I give this four stars because it would be much better if the money went in the borrower's bank account and not the guarantors (co-signer's) account, I have a huge problem with that and the interest rate is way to high!

My experience with transform was a great one, thank you!

very friendly and fast process i would recommend people here

This was a good transaction, they informed me of all steps during process.

Amazing process! Very friendly customer service!

Jalisa was EXCELLENT. The process was very smooth and she was EXTREMELY helpful during the entire process

Great customer service, easy apllications & Reminder’s!

They are super quick and very helpful! Great ppl willing to help us high risk ppl out! A great first step in fixing our credit and gaining some confidence. Thanks for helping me out!

I got the loan so fast I couldn't believe it, Excellent service very professional they work really fast. I have no complaints

I would recommend this company to anybody

I never expected to be approved I will say the approval process is a little different than I am used to but great customer service and I was happy to know that I did get approved all around I give it 5 stars

Honest and fast

I would tell everybody to go to Transform Credit. They were so kind and polite Everytime I call so Yes I would recommend people.

Vert Through

The reps was very helpful and professional. They seem to care about the customers.

Customer service is amazing. Process is extremely easy and fast. Thank you Transform Credit for helping me.

The representative was so nice and professional explained the terms and answered all my questions. They make the process easy with no back and forth. I highly recommended Transform Credit they were great, and the loan is bad out within 1 business of approval

The process was frustrating as there kept being another item when they should have been asked for all documents at one time... hope the funds don’t take the time the actual processing takes.

Thank you Jalisa you was able to answer any questions I might have and the process was quick.

I just open an account with Transform Credit and so far everything is good...everything they say has happen.

Thank you so much for assisting me with my loan!! You have been a ray of sunshine!! Sincerely yours; Kevin stamper

I appreciate them helping me and giving me a chance but should not advertise same day loans. By the time i actually get it i will be waiting 3 days.

The loan process was very easy and fast! Great customer service and answered all of my questions. Would highly recommend

Very professional kind very knowledgeable on loans explain everything I was well please. I WOUID RECOMMEND TRANSFORMCREDIT TO ANYONE IN NEED OF A LOAN .

Very fast service...thank you

Well everything went well on my end and expectation was good until funds was suppose to be released. I spoke with Dedra who was very rude. Informed me that i received the wrong information about getting my funds, it takes up to 3 business days instead of the 24 hours i was first guaranteed, and told me that i received a text message once funds were sent out in which i never did receive any text message. She really made me feel like I've made a bad decision on choosing Transform credit and didn't show any empathy towards the issue. So now I'm just sitting here playing the waiting game with a bad taste in my mouth from a CSR who couldn't tell me anything and made me feel like a devalued customer. I'm very upset

Getting my loan was an easy process, all of the representatives that I spoke to were very pleasant especially Jalisa. I would definitely recommend this company to my friends and family.

I and my guarantor applied on 2/22. We were approved the same day and told funds would take 1-3 business days. It’s 3/6 and still nothing. Today, 3/6, after not having received any funds, they charged me $252 for a loan I never received and if I had the money, they still would have charged me a month early! I find is crazy that they guarantee 1-3 day payout but it’s been over two weeks and I’ve actally LOST money to them before they paid out anything. Some reps are nice. Some are rude as ever. There seems to be no real manager or supervisor to handle things properly. But do yourself a favor and don’t do business with this company.